Frequently Asked Questions

MOREFIN Partners (Modular Resources Financial Partners) is a venture, project, and trade financing firm with a combined century of experience. We fund businesses and projects in local and international currencies, using battle-tested and tailored strategies to help clients secure the capital they need.

We finance a wide range of projects across sectors, including:

• Commercial real estate development
• Infrastructure projects
• Energy and renewable energy initiatives
• Manufacturing and industrial development
• Technology startups and scale-ups
• Agricultural projects and agribusiness
• International trade transactions
• Small and medium-sized business expansion

MOREFIN Partners primarily operates in Nigeria, with strategic partnerships in London, New York, Hong Kong, Panama, and South Africa. This global network enables financing solutions across multiple currencies and jurisdictions.

The process begins with an initial consultation to discuss your funding needs. Contact us through this website or call our office. We will then guide you through the documentation and assessment process before structuring a solution for your specific needs.

Required documentation typically includes:

• Business plan or project proposal
• Financial statements for the past two to three years, if available
• Cash-flow projections
• Corporate registration documents
• Information about collateral, if applicable
• Personal and business tax returns
• Information about key management personnel

Requirements vary by financing type and size. Our team will provide a checklist for your situation.

The timeline depends on the complexity of your needs and how quickly the required documentation is provided. Once all documentation is in place, we can typically provide funding within five working days while completing a thorough assessment.

We offer a broad range of financing amounts:

• Local Projects: ₦5 million – ₦25 billion
• International Projects: $1 million – $1 billion (USD/EUR/GBP)

The amount available depends on project type, scale, viability, and available collateral.

Our comprehensive range includes:

• Commercial financing
• Venture capital funding
• Project financing
• Trade financing
• Real estate financing
• Joint venture financing
• Letters of credit
• Receivable financing
• Invoice financing
• Bridge financing
• Other specialized options

Our team will help determine the most appropriate structure for your needs.

Collateral requirements vary by financing type, amount, and risk assessment. Some options require assets such as real estate or equipment, while others may be structured around project cash flow or alternative security. We take a flexible approach while managing risk appropriately.

Our interest rates start from 5% per annum. Specific rates consider:

• Type of financing
• Project risk assessment
• Term length
• Available collateral
• Current market conditions

We offer competitive rates that reflect the current business climate.

We offer flexible repayment terms from three months to ten years, depending on financing type and project requirements. Capital-intensive projects may receive grace periods or moratoriums until cash flow is adequate. Schedules can be monthly, quarterly, semi-annual, or customized around project cash flow.

Certain financing solutions may involve:

• Application or processing fees
• Due-diligence fees
• Commitment fees
• Legal documentation fees

Fees vary by type and amount and will be stated transparently in your financing agreement.